PETROLEUM & GAS UNIVERSITY OF PLOIESTI, ROMANIA
"STEFAN CEL MARE" UNIVERSITY OF SUCEAVA, ROMANIA
GEORGE EMIL PALADE UNIVERSITY OF MEDICINE, PHARMACY, SCIENCE, AND TECHNOLOGY OF TÂRGU MUREȘ, ROMANIA
ACADEMY OF ECONOMIC STUDIES OF MOLDOVA
ACADEMY OF BUSINESS AND EMERGING MARKETS, CANADA
DANUBIUS UNIVERSITY OF GALATI, ROMANIA
INSTITUTE OF FINANCIAL STUDIES, ROMANIA
UNIVERSIDAD DE CASTILLA-LA MANCHA, SPAIN